Three ladies were playing a quick 9 holes at their local golf club, when halfway through the fourth hole a naked man with a brown paper bag over his head jumped out of the bushes and stood right in front of them. The first lady, all flustered, said, "I'm glad that's not my husband", The 2nd one .said "I'm glad it's not mine either". The third one, after taking a good long look, said "Oh! My goodness! - He's not even a member of the club!"