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Rest assured, Phill, HSBC are very good in this respect - It is normally them, via a very specific question, who advise you of unauthorized activity! Two events come to mind. When I was in Madrid, I went to the cashpoint. It would not give me money. Just then, I got a call from HSBC asking if I was accessing the cashpoint in Madrid (Doctor Fleming St.),"Yes" said I. turns out that there was an attempt to take money out of my account somewhere else! Another time, I got a call asking where I was,"Mexico City" said I. "Aha!" said the Fraud man, "you can't be in Tijuana then at the same time!"
Best Regards,
Dave
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